time is money, so make the most of your time

          Everyone has heard the phrase “Time is Money”.   Wasting time is also
wasting part of your precious life.  If you are young this means little to you, but
if you are getting older, then you are certainly aware of how quickly time passes.

          Even if you are a younger person who is working hard to get ahead.  Evidence
that time is fleeting is in the way the day goes by so fast, and you are still feeling like
you have barely gotten anything done, or are wishing that there were a couple more
hours in your day.

          Time is going by whether you are doing anything productive or not.  Time does
not care whether you are rich or poor, young or old, male or female (or other).